Hi everyone,
I feel stupid for asking this but when you apply for private loans do you apply for all 4 years in one big loan? If you apply by semester does your cosigner have to cosign for every single semester? I am currently going to a community college and don't need any private loans but I want to transfer to a University and want to know how these loans work. I would feel more comfortable asking someone to cosign once than having them do it every 6 months! Help?
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