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Please Help!! Financial issues and possible ED at Vandy/GATech. Should I settle for in-state??

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I'm a junior narrowing down my list of colleges where I will be applying. While I have several safeties, two schools that might be considered "high matches" or "reaches" for me have really grabbed my attention. I would love to attend Vanderbilt or GATech if accepted, but I'm not sure that my family could afford it. My stats make it possible for me to attend my state schools (AL) for a very good bargain, but I'm not really "in love" with any of them. Should I apply ED to Vanderbilt in hopes of having a chance to be accepted (I have a chance me thread with stats!!), or do they not have good aid (I've heard GTech's is bad)? If anyone has any advice or information about aid offered by Vandy or Tech I would love to know! Also, I have used net price calculators, but I'm not sure how accurate they are because I have a strange family situation. If you have any questions that would help you give advice, please do not hesitate to ask. I need all the advice I can get.

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