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High EFC, suck up and pay, or take merit money

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My ambitious daughter applied to a bunch of high priced schools. Our EFC is around $64,000, so we are in the category of the least wealthy families that are asked to pay full price. I'm self employed and my income has been trending downward. I don't feel like I've saved enough for retirement, and most of what I have saved is not in retirement accounts, so it boosted our EFC. My gut feeling is that our family can afford up to $30,000 per year for college. D is very interested in an LAC in NYC. She wants to pursue international studies and foreign service. Barnard is her first choice. I think University of Wyoming is the best value. She says she'd rather go anywhere but there. Here are the schools she got into and the net price for us. I'd like to hear what the CC community thinks about our choices: Barnard $62,000 Brandeis $61,000 American $58,000 Bard $55,000 GW $52,000 Oberlin $50,000 Eugene Lang $48,000 Clark $45,000 Rhodes $34,000 Goucher $34,000 Western Washington $34,000 Portland State $27,000 University of Wyoming $13,000

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