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Amherst vs. Smith

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Hello all. I am a CC transfer student who has declared independent financial status and therefore receives no parental contribution. My Financial Aid award letters for both Amherst and Smith were finalized today, and I am quite conflicted. Smith will cost me $5,000 in loans, $2,500 out of pocket, and an additional $2,500 for books, supplies, travel, etc. Amherst generously offered me a fully inclusive scholarship with a 2,300 credit for miscellaneous expenses. While I am enthralled with the idea of a women's college, how can I reject a premier LAC, ranked eighteen places higher than Smith, when they are paying my way? Is the vibrancy and feminist culture at Smith worth the additional $10,000 per year? I am $10,000 in debt as is, and the thought of mountainous loans is threatening to steer me away from my "dream school." Thoughts? Note: I am a Sociology and Women Studies double major

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